Equities First Holdings, LLC (EFH) is a small, privately held company located in Indianapolis, Indiana. The company was founded in 2002, by a West Virginia native, Al Christy. This company has a new and unique attitude towards its securities based lending services for businesses and individual investors seeking non-purpose capital. EFH provides loans based on its own company evaluation of risk. This risk is then calculated with future associated performances with the stocks, treasuries, and the bonds involved.
Christy refers to his company as a private equity firm that isn’t held by the same boundaries as other firms. His clients are both institutional and retail investors who, at times, may need a loan for any myriad of reasons. The economic world only benefits from alternative sources of capital. “EFH’s innovative lending process has proven successful through nearly seven hundred transactions, and is an attractive alternative to a costly traditional loan or a margin loan. The Equities First model allows a stock-based loan with low interest rates, a high loan-to-value (LTV) ratio of 60% to 80%, and downside protection from a volatile stock market”, stated Christy.
Thousands of independent trial and errors have provided Christy with a special recipe. This new formula is the secret sauce of the company. He became a leader using his own liquidity by brokering transactions utilizing his new method. EFH offers lower interest rates and higher loan values than others. Two more interesting ways of doing business at EFH are the following: When stocks performs well and are worth more than at the time of the original loan, Mr. Christy will refund the entire amount and include the profit; but if it should below 80 percent of its value, borrowers can pay the difference, thereby getting out of the loan or simply walk away.
http://www.equitiesfirst.com/contact for more.